How To Refinance Your Utah Housing FHA Loan

Burdened by a high interest Utah Housing FHA loan? If you have a Utah Housing Loan, then you carry two mortgages: a first mortgage (in most cases an FHA loan) and a second mortgage that covered your down payment requirement. Utah Housing Loans are great loans to start with, but extremely difficult to refinance out of. And there is a…

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Why we need HARP 3.0

While the Home Affordable Refinance Program (HARP) has done a great job at helping people refinance their underwater homes, it has fallen short to reach important segments of the pre-market crash. The history of the program includes an original HARP, then an improved HARP 2.0 version (the current one). There has long been talk about a new HARP 3.0 that…

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