Detailed quotes on request, and access to mortgage guidelines.
A loan originator dedicated to your file and ALL of your questions.
None of the big bank fees.
Low rates. Fast turn times. Dedication to service. All local. Try it.
A Better Mortgage Experience
The Old Way Of Doing Things
Buying or refinancing a mortgage has always been an intimidating process. And there is a reason for it:
It’s easier to control pricing and charge higher fees when borrowers have no other choice than to trust and wait for a mortgage company to “do it’s thing”.
Don’t let this be your experience.
You don’t need to know everything mortgage related. You only need to know which questions to ask, and the information on this website will teach you exactly that.
The New Way To Get a Mortgage
Regardless if you’re a first time homebuyer or a seasoned homeowner, I want you to go into your next mortgage application with confidence. And that confidence will come from:
- Knowing a little bit about the different loan programs available, and which one may be a good fit.
- Understanding that if you want a good interest rate, you’ll probably need to shop around for it.
- Having high standards for the level of communication and service you want to receive, and set expectations in regards to the timeframe for your mortgage closing.
If you like what you read on here, I would love to help you finance your next Utah mortgage loan.
Why You Should Work With Me
- Up front detailed quotes on your purchase or refinance scenario. So you know what you’re getting into. No credit pull needed. Email me the details
- Soft credit pull option to assess your ability to qualify (for when you’re not quite ready to pull the trigger on a mortgage loan, but need to know numbers)
- Fast second opinions on quotes and Loan Estimates from other lenders
- Loan process updates and reliable communication
- 2 week loan closings on scenarios that allow it
- And more.
My Specialties
- First Time Homebuyers. If you are eager to learn, I am eager to teach. Start here
- Credit Issues. Because low credit is not the end, just a starting point.
- Veteran loans. A benefit earned through sacrifice, that doesn’t keep big lenders from abusing it to maximize profits.
- FHA Loans. Ideal for lower credit scores and/or higher debt to income ratios and much more
- USDA Rural loans. For those that don’t mind the commute in exchange for affordability
- Conventional loans. 3% down payment Home Ready / Home Possible loans as well as regular 5% minimum down payment loans
- Low interest rates, access to multiple wholesale lenders, loan approvals based on secondary market guidelines not arbitrary lender restrictions. Apply now
