Welcome To Utah

Mortgage Resource!

You won’t get a mortgage at the push of a button, that’s just not realistic.

What you will get is transparency, knowledge of current mortgage guidelines, and a loan originator dedicated to your file and ALL of your questions.

Not your cumbersome big bank experience, none of the big bank fees either.

Low rates. Fast turn times. Dedication to service. Try it.

A Local And Better Mortgage Experience

The Expectation Gap

If you’re looking to purchase or refinance a home in Utah, you’re dealing with an industry that inherently sees your questions as inconvenient.

You hand over sensitive information like social security numbers, tax returns, and bank statements. But what do you really get in return?

Vague quotes. No real explanation as to why you’re getting a particular interest rate or loan program. No explanation on closing costs. Every now and then, a mortgage company will even try to charge you an up front application fee; just to make sure you’re locked in, and won’t be shopping them around.

Let’s face it, you’re lucky to even get a loan officer to answer your phone calls or emails after your mortgage application is submitted.

But It Doesn’t Have To Be This Way

Learn for yourself which loan program may be best for you. How to shop around for a lower interest rate. What the process of obtaining a mortgage loan will really be like.  Documentation involved.

Best of all, why you should support a local business in the process. And how using a mortgage broker for your home loan can be a game changer – at no cost to you.

My Guarantees To You

  • Hassle free, detailed quotes. No credit pull necessary
  • Accurate assessment of your ability to qualify (credit pull optional)
  • Access to accurate information on current mortgage guidelines
  • Second opinions on quotes from other lenders, particularly “preferred” lenders
  • Loan process updates and reliable communication from start to finish; this extends to your real estate agent as well
  • Speaking of agents, please don’t just pick one of Zillow.  I can put you in contact with real estate agents that will act on your behalf with knowledge and integrity. Exactly like I do.

My Specialties

  • First time homebuyers. If you are eager to learn, I am eager to teach. Start here
  • Lower credit scores borrowers. Because low credit is not the end of your homeownership dreams
  • Veteran loans. A benefit earned through sacrifice, that doesn’t keep big lenders from abusing it to maximize profits.
  • FHA Loans. Ideal for lower credit scores and/or higher debt to income ratios and much more
  • USDA Rural loans. For those that don’t mind the commute in exchange for affordability
  • Conventional loans. 3% down payment Home Ready / Home Possible loans as well as regular 5% minimum down payment loans
  • Low interest rates. Yup, I said it. Try me, apply online now!
https://www.youtube.com/watch?v=PehiwOixbr4

Utah Mortgage Resource has now partnered with

What is Homebot?

Homebot is a once a month highly customized digest sent directly to your email inbox

If You Already Own A Home

Here are a few of the things included in your monthly Home Owner’ digest:

  • Estimated Value of Your Home
  • Loan Balance Payoff Information
  • Nightly Rental Potential Possibilities

If You Are Thinking About Buying A Home

Here are a few of the things included in your monthly Home Buyer’s digest:

  • Obtain a Pre-qualification
  • Lock a Rate
  • Inquire About Down Payment or Other Financing Questions

Your Local Utah Home Loan Officer

Using a local mortgage loan officer will always a better choice, as there is a lot more accountability.

You can call or text me, email me, or we can set an appointment to meet in person.

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You can also Like or Follow me on Facebook at Utah Mortgage Resource.

If you found my website and advice helpful, and my level of service outstanding, reviews are very much appreciated on either Facebook or Google.

Don’t keep me a secret ????