Gone are the days of walking into a bank, stack of documents in arms, waiting in line to apply for a mortgage loan.
With a majority of borrowers submitting their mortgage applications online, you now have more options than you know what to do with. So how do you choose where to apply for a mortgage?
How do you find a Utah mortgage company that checks all your boxes?
- Great interest rates
- Reasonable closing costs
- Easy and quick loan process
- A dedicated loan officer to guide you and answer questions
..Hi, have we met?! 👋 😁
About me
Few things bother me in the industry more than inefficiencies, greed, and lack of communication.
I wanted a business model that’s better. Better for the consumer, and better for me. I found it as a mortgage broker, and I’ve applied it for the past 10+ years.
Owning my own mortgage brokerage allows me to focus on efficiency, cost reduction, but also the client experience. I can be an advocate for my borrowers, working directly for them rather than for a specific lender, at no additional cost to the client.
In working with wholesale lenders, I help cut costs by doing the work that would otherwise require multiple departments: sales, marketing and loan processing. The savings get passed on to borrowers, with wholesale interest rates being much lower that what retail lenders offer, even after the mortgage broker compensation has been included.
In working with you, I’ll not only help you save on your mortgage interest rate. I’ll make sure it doesn’t cost you your sanity.
You will love working with me if you:
- Prefer answers to sales pitches
- Need a variety of loan programs or exceptions that traditional financial institutions don’t offer
- Want some control over your mortgage loan, including choosing your own interest rate, and being consulted when the rate is locked in
- Expect transparency when it comes to interest rates and closing costs
- Appreciate supporting a local business
My Commitment To You
I’m with you from start to finish, and only a phone call, text message or email away.
You can easily contact me by email at [email protected] or by phone or text message at 801-473-3154.
I make sure paperwork doesn’t get lost, purchase contract extensions are not needed, and underwriters don’t request ridiculous, excessive documentation.
Refinances take about 3 weeks to complete, but most of my purchase loans can close in as little as 2 weeks.
I can also offer some guidance on purchase contracts and other real estate matters via my real estate license with Eleven11 RE.
Low mortgage rates, fast closings, and an experience that doesn’t make you want to pull out your hair with frustration.
When it’s all said and done, I hope you’re left looking forward to your next home purchase or refinance. Looking forward to building wealth using this vehicle we call “homeownership”.
Apply now, or reach out using the contact info below. I will never spam you, or subscribe you to automated email lists. I probably hate that even more than you do.
